For most of us, our home is our biggest investment. A home insurance policy with Edie Insurance Group can provide you peace of mind as well as the money you need to repair or replace your home and/or belongings. Contact us for more information today!
What you need to know about homeowners insurance:
Whether you own or rent, insuring the place you call home can help protect you financially if you suffer a loss due to fire, theft, vandalism, or other covered events. It will also cover you in the event someone is injured while on your property and wins a legal judgment against you.
Homeowners policies differ by which coverages you choose, and what type of residence you own. You choose which policy is best for you, whether it’s a comprehensive policy that covers a wide range of risks, or whether it’s a policy that covers only specified losses.
Edie Insurance Group is here to help you find the right insurance for your home. Whether you’re a home or condo owner, a renter, or a landlord, Edie Insurance Group will work with you to find a home insurance policy that fits your needs. We specialize in making it easy to choose the insurance coverage that gives you the best value.
Protection for Your Home:
Property or Dwelling Coverage typically pays to repair or rebuild your home if it’s damaged or destroyed by an insured event like a kitchen fire or windstorm.
Protection for You and Other People:
Personal Liability Coverage applies if someone is injured or their property is damaged and you are to blame. Your liability coverage is worldwide on most homeowner policies.
Additional Living Expenses:
If you can’t live in your home because of a covered loss, your home insurance policy will pay additional living expenses—commonly for up to 24 months—while damage is assessed and your home is repaired or rebuilt.
Protection for Your Belongings:
Your home is filled with furniture, clothes, electronics and other items that mean a lot to you. Personal Property Insurance helps replace these items if they are lost, stolen or destroyed as a result of a covered loss.
This covers medical expenses for guests if they are injured on your property, and in certain cases covers people who are injured off of your property. It does not cover health care costs for you or other members of your household.
Scheduled Personal Property Coverage:
Most homeowner policies limit coverage on specific items. If you have special possessions such as jewelry, art, antiques or collectibles talk to us about covering them with additional "scheduled" coverage.
If You Rent Out Your Home:
A typical homeowner policy excludes rented dwellings so it's paramount to speak with us if you decide to rent out your home. Landlords policies are tailored to fit the needs of the landlord. These can include income protection, tenant liability, and more. Contact us about your rental property and we'll find the right carrier and product for you.
Lawrence, Kansas – Protect the Things that Matter to You.
Download the Edie Insurance Group App on your smartphone to make an inventory of your home and personal belongings. This can help expedite the claim resolution process.