No matter what you drive, you've got to have it. The right auto insurance policy can help get you back on the road quickly if your car is damaged or destroyed by accident, fire, theft, or other covered event. Your policy may also provide protection against medical and legal expenses resulting from injury, loss of life, or property damage caused by an accident involving your vehicle.
An auto insurance policy is a contract between you and an insurance company. You pay a premium, and in exchange, the insurance company promises to pay for specific car-related financial losses during the term of the policy. Talk to us to determine the best coverage for you.
Insurance for cars, trucks, boats and more!
Edie Insurance Group can insure your Motorcycle, Classic Car, Motor Home & RV, Boat & Jet Ski, and ATV too! How much auto insurance is right for you? Based in Lawrence, KS, our team understands the auto insurance needs of our customers and can answer all of your questions.
Collision insurance coverage pays for damage caused to your vehicle in an automobile accident. Standard collision coverage will pay for any repairs up to the fair market value of your car. Collision coverage usually also comes with an insurance deductible. It’s the amount of money you pay toward repairs before your collision insurance kicks in. The higher the deductible you’re willing to pay, the less the collision coverage will cost.
Comprehensive Insurance (Other than Collision):
Comprehensive insurance covers damage done to your car in some way other than a collision, such as if it were stolen or vandalized. Flood, hurricane, theft, windshield damage and fire are also events usually covered by comprehensive car insurance. Like collision, comprehensive will pay up to the fair market value of your car (less your insurance deductible). And although it’s not legally required by any state, you will probably need it if your car is financed.
Liability Insurance, generally speaking, provides coverage in the event you are legally found to be responsible for damage to another. Your liability insurance pays for the damage to another person resulting from an accident you've caused. That said, there are different kinds of liabiltiy insurance. Talk to us to find out what is required where you live and what we recommend based on our assessment of your individual risk.
Every person is unique!
Talk to us to get the best auto insurance for you.